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Insurance 101

Leverage our industry knowledge and analytics to make logical research-driven decisions.

What is Better: Replacement Cost (RCV) or Actual Cash Value (ACV)?
Home

What is Better: Replacement Cost (RCV) or Actual Cash Value (ACV)?

If you lost $100,000 of your things, replacement cost means the insurer will pay you $100,000. With ACV, you may only get perhaps $50,000.
November 13, 2024
Smart Ways Texas Residents Can Save Money on Homeowners Insurance
Home

Smart Ways Texas Residents Can Save Money on Homeowners Insurance

Find ways to save money on your home insurance this year.
November 13, 2024
Case Study: The Importance of Final Expense Insurance for 60-Year-Olds
Life

Case Study: The Importance of Final Expense Insurance for 60-Year-Olds

Mrs. Jones, a 60-year-old retiree, had been thinking about her end-of-life plans.
November 13, 2024
Ways Texas drivers can save money on their auto insurance bill.
Auto

Ways Texas drivers can save money on their auto insurance bill.

If your auto insurance has recently gone up there are several options available.
November 13, 2024
Term Life Insurance Case Study:  Married with Two Children
Life

Term Life Insurance Case Study: Married with Two Children

John is a 35-year-old engineer with a family of four.
November 13, 2024
Life Insurance for a Family with Two Small Children.
Life

Life Insurance for a Family with Two Small Children.

As a parent, ensuring that your family is financially protected in the event of an unexpected loss is a top priority.
November 13, 2024
What to Look for When Purchasing Car Insurance in Austin, Texas.
Auto

What to Look for When Purchasing Car Insurance in Austin, Texas.

The basics of Austin car insurance, what you need to know about coverage options, and how to choose the right insurance for your needs.
November 13, 2024
Life Insurance Case Study: 20-Something Texas Family of 3
Life

Life Insurance Case Study: 20-Something Texas Family of 3

John and Sarah Smith are a young, growing family with a 2-year-old child.
November 13, 2024
Term vs Whole Life Insurance
Life

Term vs Whole Life Insurance

Both offer coverage for a specified period of time, but the key difference lies in the length of coverage and the type of benefits offered.
November 13, 2024
Life Insurance for Newlyweds
Life

Life Insurance for Newlyweds

As a newlywed, one of the most important things you can do is to protect your financial future and the future of your spouse.
November 13, 2024
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Insurance Needed for Super Bowl 2023
Business

Insurance Needed for Super Bowl 2023

The Super Bowl features many top athletes, and their health is essential to the success of the event.
November 13, 2024
Warren Buffett: The Oracle of Omaha and His Thoughts on Insurance
Business

Warren Buffett: The Oracle of Omaha and His Thoughts on Insurance

Buffett has long been a proponent of insurance and has said that it is an important aspect of personal finance.
November 13, 2024
Jiu Jitsu Gym Owner Insurance: Protecting Your Business and Your Customers
Business

Jiu Jitsu Gym Owner Insurance: Protecting Your Business and Your Customers

Jiu Jitsu gyms offer a unique set of risks that need to be covered by insurance.
November 13, 2024
Texas Small Business Insurance
Business

Texas Small Business Insurance

Texas small businesses face unique challenges that require insurance coverage to mitigate the risks they face.
November 13, 2024
Texas Businesses: Mechanic Insurance Types Explained
Business

Texas Businesses: Mechanic Insurance Types Explained

As a mechanic, it's important to have the right insurance coverage to protect yourself, your business, and your clients.
November 13, 2024
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Locations
2310 N. Henderson Ave. # 1126, Dallas, TX 75206
3571 Far West Blvd #3301, Austin TX 78731
13423 Blanco Road #640, San Antonio, TX 78216
515 S. First St. Unit G Lufkin, TX 75901
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© 2025 Spoudaios, LLC

Availability and qualification for coverage, terms, rates and discounts may vary by jurisdiction. We do not in any way imply that the materials on the site or products are available in jurisdictions in which we are not licensed to do business or that we are soliciting business in any such jurisdiction. Any estimated premium savings are based on comparisons of state rates to average industry prices. Coverage under your insurance policy is subject to the terms and conditions of that policy and is ultimately the decision of the buyer. The information provided on this site is for general and educational purposes. Any insurance policy premium quotes or ranges displayed are non-binding. For Texas residents only. Spoudaios, LLC ( d.b.a. SmallGiant)

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